Reliable Advanced-CAMS-Audit Study Materials & Advanced-CAMS-Audit Valid Mock Exam
Reliable Advanced-CAMS-Audit Study Materials & Advanced-CAMS-Audit Valid Mock Exam
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ACAMS Advanced-CAMS-Audit Exam Syllabus Topics:
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Advanced-CAMS-Audit Exam Questions - Advanced CAMS-Audit Certification Exam Torrent Prep & Advanced-CAMS-Audit Test Guide
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ACAMS Advanced CAMS-Audit Certification Exam Sample Questions (Q76-Q81):
NEW QUESTION # 76
Which circumstance would impair an auditor's independence and objectivity?
- A. Attending internal meetings where key risk indicators are discussed
- B. Presenting at a local audit industry event where best practices are discussed
- C. Donating funds to a local chanty which relates to the organization being audited
- D. Working with staff to design and implement key controls
Answer: D
Explanation:
Impairment of Independence and Objectivity:
* Auditors must remain independent and objective. Direct involvement in designing and implementing controls creates a conflict of interest.
Guidelines from CAMS-Audit:
* CAMS-Audit emphasizes that auditors should limit their role to evaluating controls and avoid involvement in operational tasks.
Standards of Professional Conduct:
* Independence is a cornerstone of effective auditing, ensuring unbiased findings and recommendations.
NEW QUESTION # 77
Suspicious activity report testing in the last three audits did not identify any metrics to indicate that volume vanes dramatically each month. Which step should the auditor take next?
- A. Assign to continuous monitoring.
- B. Review within the IT audit.
- C. Escalate the finding regarding the lack of metrics to the board of directors.
- D. Include the lack of metrics as a deficiency in the reporting.
Answer: D
Explanation:
Deficiency in Reporting Metrics:
* AML compliance frameworks require metrics to track trends and unusual patterns in suspicious activity reports (SARs). A lack of such metrics is a deficiency that undermines monitoring and oversight.
Why This is the Appropriate Step:
* Identifying and documenting deficiencies ensures accountability and facilitates corrective action, aligning with AML audit standards.
NEW QUESTION # 78
During a sanction review, an auditor notes that several of the bank's large corporate clients continue to route transactions through the bank to certain Office of Foreign AssetsControl (OFAC)-sanctioned countries.The head of corporate clients stated that these transactions were executed under the OFAC license.What should an auditor know to distinguish between an OFAC general license and a specific license?
- A. A general license authorizes a type of transaction and a specific license authorizes a transaction in response to a written license application.
- B. A general license authorizes a transaction for an entity and a specific license authorizes a transaction for an individual.
- C. A specific license authorizes a type of transaction and a general license authorizes a transaction in response to a written license application.
- D. A specific license authorizes a transaction for an entity and a general license authorizes a transaction for an individual.
Answer: A
Explanation:
Distinguishing General and Specific Licenses:
* Ageneral licensepermits predefined categories of transactions without individual approval.
* Aspecific licenseis issued for unique transactions based on a written application evaluated on a case-by- case basis.
OFAC Guidance:
* Auditors should verify that transactions routed through sanctioned countries align with the licenses and confirm appropriate documentation for compliance.
NEW QUESTION # 79
Which task should an auditor complete first when preparing to audit the client risk scoring methodology?
- A. Review a list of high-risk customers provided by compliance.
- B. Review the financial institution's AML risk assessment to understand the institution's client base.
- C. Discuss the client risk scoring process with the head of AML.
- D. Query the completeness of the customer data to be provided.
Answer: B
Explanation:
Understanding Client Risk Scoring Methodology:
* Reviewing the AML risk assessment offers a comprehensive view of the institution's client base, risk appetite, and segmentation strategies.
Preparation Steps:
* Assessing the AML risk assessment ensures that auditors understand the institution's framework for categorizing and managing client risks.
Importance in CAMS-Audit Framework:
* CAMS-Audit highlights the necessity of linking client risk scoring to the broader institutional AML risk assessment.
NEW QUESTION # 80
Which best explains why the auditor rates the audit finding on sanction screening severity high?
- A. The finding is on a different audit topic than the KYC related findings.
- B. The efficiency of the sanction screening tool is not properly tuned due to the wrong sanctions lists.
- C. The tool might miss potential sanction violations given the long intervals before the sanctions lists are updated.
- D. The organization might have reported a sanction breach that is not a current sanction violation.
Answer: C
Explanation:
Severity Justification:
* Infrequent updates of sanction lists create significant risks of missing sanctioned entities, increasing legal, financial, and reputational risks for the institution.
* FATF Recommendations emphasize the need for timely and accurate sanctions screening to prevent facilitation of sanctioned transactions.
Critical Evidence:
* A delayed update to sanction lists is cited as a key failure point in regulatory penalties and compliance audits.
NEW QUESTION # 81
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